ABOUT
LPL Financial (Nasdaq: LPLA) was founded on the principle that the firm should work for the advisor, and not the other way around. Today, LPL is a leader* in the markets we serve, supporting more than 18,000 financial advisors, 800 institution-based investment programs and 450 independent RIA firms nationwide. We are steadfast in our commitment to the advisor-centered model and the belief that Americans deserve access to personalized guidance from a financial advisor. At LPL, independence means that advisors have the freedom they deserve to choose the business model, services, and technology resources that allow them to run their perfect practice. And they have the freedom to manage their client relationships, because they know their clients best. Simply put, we take care of our advisors, so they can take care of their clients. For more information about LPL Financial, visit www.lpl.com.
*Top RIA custodian (Cerulli Associates, 2020 U.S. RIA Marketplace Report); No. 1 Independent Broker-Dealer in the U.S (Based on total revenues, Financial Planning magazine June 1996-2021); No. 1 provider of third-party brokerage services to banks and credit unions (2020-2021 Kehrer Bielan Research & Consulting Annual TPM Report)
WEEKLY MARKET COMMENTARY
Each week the LPL Financial Research Team assembles thoughtful insight on market news.
LPL RESEARCH
Below is a list of helpful documents provided by the LPL Financial Reaserch Team.
FIDUCIARY FOCUS
The Future of Your Company’s Retirement Plan
As an employer, you share the responsibility for guiding your employees toward making decisions that will afford them greater financial freedom in retirement. But here’s the quandary: Just as your workers look to you for financial guidance and advice, you must seek out an expert to help you navigate plan regulation and administration.
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Do the following issues look familiar to your retirement plan committee?
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New regulations that add to the complexity of administration
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Fiduciary pressures to provide prudent investment options
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Timely (and potentially complex) fee disclosures to your participants
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Outside advisors whose allegiances are split between plan providers and investment managers
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Watershed regulations that require greater transparency about disclosing relationships between plan sponsors and their advisors
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Employees who feel they cannot afford to save, but are being courted by your competitors through their benefits programs
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Concerns over your employees’ retirement readiness
Your need for competent, experienced retirement plan guidance—from a valued advisor with access to a wide range of options. That’s why your plan should work with an independent retirement plan representative supported by LPL Financial.
The advisor: A powerful extension of your retirement plan committee
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Three key tenets for running an effective retirement plan drive the partnership between your retirement plan advisor and LPL:
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Meaningful, timely information and research: An experienced retirement plan representative can offer you deep industry insights and knowledge of the regulatory landscape that help enable you to make informed choices for your plan’s individual needs.
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Easy access to value-added investments and services: An experienced retirement plan representative can deliver proprietary research that’s designed to help you tap the world’s most talented investment management teams.
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Customized service: An experienced retirement plan representative firm is committed to providing what you and your employees deserve and expect—great financial education at enrollment and one-on-one meetings.
LPL BUSINESS RELATIONSHIP
Data as of August 2, 2022
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Fortune 500 ranks U.S. companies based on a review of the prior year's total revenue and factors such as profits after taxes, year-end assets and total stockholders' equity.
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As reported by Financial Planning magazine, June 1996-2022, based on total revenue.
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2021-2022 Kehrer Bielan Research & Consulting Annual TPM Report. Based on market share of AUM, revenue, and advisors.
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Cerulli Associates, 2021 U.S. RIA Marketplace Report
*Top RIA custodian (Cerulli Associates, 2020 U.S. RIA Marketplace Report); No. 1 Independent Broker-Dealer in the U.S. (Based on total revenues, Financial Planning magazine 1996-2022); among third-party providers of brokerage services to banks and credit unions, No. 1 in AUM Growth from Financial Institutions; No. 1 in Market Share of AUM from Financial Institutions; No. 1 in Market Share of Revenue from Financial Institutions; No. 1 on Financial Institution Market Share; No. 1 on Share of Advisors. (2021-2022 Kehrer Bielan Research & Consulting Annual TPM Report). Fortune 500 as of June 2021.
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This material was prepared by LPL Financial, LLC.
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Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. To the extent you are receiving investment advice from a separately registered independent investment advisor that is not an LPL Financial affiliate, please note LPL Financial makes no representation with respect to such entity.
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If your financial professional is located at a bank or credit union, please note that the bank/credit union is not registered as a broker-dealer or investment advisor. Registered representatives of LPL may also be employees of the bank/credit union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, the bank/credit union. Securities and insurance offered through LPL or its affiliates are:
LPL Financial representatives offer access to trust services through The Private Trust Company N.A., an affiliate of LPL Financial, a registered investment advisor. Member FINRA/SIPC.
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MC-1248553-0822 Tracking #1-05329749 (Exp. 10/24)​
LPL RETIREMENT PLAN TOOLS
ADDRESSING THE CHALLENGE
If you’re like most plan sponsors, you have many demanding challenges competing for your attention. LPL representatives work with retirement plans every day, and they will help save you time and effort. LPL representatives bring the experience and tools that deliver value, help seek to improve participant outcomes, and help manage your fiduciary risks.
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When you partner with an LPL retirement representative, we work together to create an optimal, tailored plan configuration, helping you provide a customized fit for your employees.
FIDUCIARY BEST PRACTICES
ENHANCED FIDUCIARY CAPABILITIES
Our tools are enhanced through a partnership with Fiduciary Benchmarks, Inc., a leader in plan benchmarking technologies.
PRUDENT FEE MANAGEMENT
INVESTMENT DUE DILIGENCE AND BENCHMARKING
